You may have health insurance...But are you really covered?

Health insurance covers...

• Hospital
• Outpatient surgery
• Office visits/ER
• Prescriptions

It does not cover...

• Deductibles
• Co-payments
• Co-insurance

Colonial Life's Hospital Confinement Indemnity Insurance helps fill the gaps when you have unexpected health care expenses. It pays an indemnity benefit for each covered hospital confinement. Plans also include a wellness testing benefit which helps reimburse you for part of your expenses for tests you would normally have each year.

Features of Colonial Life's Hospital Confinement Indemnity Insurance

• Benefits are paid directly to you unless you specify otherwise.
• Benefits are paid regardless of any other insurance you may have with other insurance companies.
• Coverage is portable. You can take it with you if you change jobs or leave your employer.
• Coverage is guaranteed renewable as long as premiums are paid when they are due.
• Coverage is available for you, your spouse and your family.

See your Colonial Life benefits counselor to learn more about hospital confinement indemnity insurance and how it can help protect what really counts.