Hospital Intensive Care Protection

Intensive Care Insurance helps protect against the unexpected medical expenses that may result from a stay in intensive care, coronary care, neonatal intensive case and sub-acute intensive care units.

• Pays benefits for up to a total of 31 days per confinement in a hospital intensive care unit and subsequent confinement in a hospital sub-acute intensive care unit.
• Provides first-day coverage for accidents and sicknesses.
• Benefits for a hospital intensive care unit and a hospital sub-acute intensive care unit double, if confinement is due to a specified covered accident as designed in the outline of coverage.

Policy Information

• Your policy includes a hospital sub-acute intensive care unit, which may also be referred to as progressive care, intermediate care or a step-down unit. This confinement must be preceded by confinement in a hospital intensive care unit.
• Your policy provides lump-sum benefits for intensive care confinement on or after your 70th birthday.
• Your coverage is guaranteed renewable for life as long as premiums are paid.
• Your premium will not change unless we change it on all policies of this kind in the state where your policy was issued.
• Your eligible dependent children or grandchildren may be covered until age 25.
• You may select from several benefit levels to meet your individual needs. Premiums vary based on the amount of coverage you select.
• You may select individual, one-parent or two-parent family coverage.

See your Colonial Life benefits counselor to learn more about accident insurance and how it can help protect what really counts.